Delta Dental Dentist in Jersey City

Ararat Dental at 3171 John F. Kennedy Blvd in Jersey City accepts dental plans from Delta Dental. We accept Delta Dental plans from all states, not only Delta Dental of New Jersey. Call (201) 533-0005 with your member ID, or send us your details before your visit, and we will check your benefits for free so you know what your plan covers before treatment starts.

Are you in-network with Delta Dental?

That depends on your specific plan, because Delta Dental sells many different plans through employers and directly to individuals. Call us with your card and we will tell you whether we are in-network for your plan, and what your share of the cost would be either way. Being out-of-network does not mean you cannot use your benefits with us; it usually means your share is higher.

Delta Dental plans we see at the office

  • Delta Dental PPO, the most common plan type through employers
  • Delta Dental Premier
  • DeltaCare USA, a DHMO-style plan that assigns members to a specific office

DeltaCare USA works differently from the PPO plans: it pays only at the office your plan assigns you to, so call us before booking and we will check whether our office is listed for your plan.

What Delta Dental plans usually cover

Most PPO dental plans sort treatment into three levels, and your plan sets the percentages, the yearly deductible and the annual maximum. These are typical figures, not a promise of coverage; we confirm your actual numbers when we check your benefits.

  • Preventive care, such as exams, cleanings and routine X-rays: often covered at or near 100%.
  • Basic care, such as fillings and simple extractions: often covered at about 70–80%.
  • Major care, such as crowns, bridges and dentures: often covered at about 50%.

Some Delta Dental plans include Carryover Max, which lets you carry part of an unused annual maximum into the following year. It usually applies only if you used less than half of your maximum and had an exam or cleaning claim during the year, which is one more reason not to skip your checkup. We check whether your plan includes it.

Delta Dental plans often have a waiting period before major work is covered, and orthodontic coverage, where it exists, usually has a separate lifetime maximum. We check both when we verify your benefits.

How to check your Delta Dental benefits

  1. Have your card ready: member ID, the policyholder’s name and date of birth, and the group number if your plan comes through an employer.
  2. Call us at (201) 533-0005, or send the details through our appointment form.
  3. We check your plan and explain what it covers, what it does not, and what you would pay, before you commit to treatment.
  4. After your visit, we file the claim with Delta Dental for you.

You can also sign in to your Delta Dental member account to see your annual maximum and how much of it you have used this year. If your plan runs on the calendar year, unused benefits usually reset on January 1.

What patients use their Delta Dental plan for at Ararat Dental

Delta Dental dental insurance FAQ

Yes. We accept Delta Dental plans from all states at our office on JFK Blvd. Call (201) 533-0005 with your member ID and we will confirm your benefits before your visit.

No. DeltaCare USA is a DHMO-style plan that assigns you to one office, while Delta Dental PPO lets you choose. If you have DeltaCare USA, call us first so we can check whether our office is listed for your plan.

Most Delta Dental plans cover root canal treatment as basic care and crowns as major care, often after a deductible and sometimes after a waiting period. We check your plan and give you the cost before treatment.

It is printed on your dental card and shown in your Delta Dental member account. Some employers use your Social Security number as the ID; if you are not sure, bring the card and we will work it out.

Check your plan before your visit

Ararat Dental · 3171 John F. Kennedy Blvd, Jersey City, NJ 07306 · (201) 533-0005. Open Monday, Tuesday, Thursday and Friday 11 am–7 pm and Saturday 11 am–4 pm. Free street parking.

Not a Delta Dental member? See the full list of plans we accept.