Horizon Blue Cross Blue Shield of New Jersey Dentist in Jersey City
Ararat Dental at 3171 John F. Kennedy Blvd in Jersey City accepts dental plans from Horizon Blue Cross Blue Shield of New Jersey. Horizon is New Jersey’s largest health insurer, and many Jersey City employers offer its dental plans. Call (201) 533-0005 with your member ID, or send us your details before your visit, and we will check your benefits for free so you know what your plan covers before treatment starts.
Are you in-network with Horizon?
That depends on your specific plan, because Horizon sells many different plans through employers and directly to individuals. Call us with your card and we will tell you whether we are in-network for your plan, and what your share of the cost would be either way. Being out-of-network does not mean you cannot use your benefits with us; it usually means your share is higher.
Horizon plans we see at the office
- Horizon dental PPO plans, bought through an employer or directly
- Horizon dental HMO-style plans, which assign members to a participating office
- Dental benefits added to a Horizon medical plan
Dental coverage is often separate from your Horizon medical plan, and the two can have different member IDs. Bring both cards if you have them and we will work out which one covers your visit.
What Horizon plans usually cover
Most PPO dental plans sort treatment into three levels, and your plan sets the percentages, the yearly deductible and the annual maximum. These are typical figures, not a promise of coverage; we confirm your actual numbers when we check your benefits.
- Preventive care, such as exams, cleanings and routine X-rays: often covered at or near 100%.
- Basic care, such as fillings and simple extractions: often covered at about 70–80%.
- Major care, such as crowns, bridges and dentures: often covered at about 50%.
Horizon plans sold to small employers and individuals often include waiting periods for major work, and some have a lower annual maximum in the first year. We check both before we plan treatment.
How to check your Horizon benefits
- Have your card ready: member ID, the policyholder’s name and date of birth, and the group number if your plan comes through an employer.
- Call us at (201) 533-0005, or send the details through our appointment form.
- We check your plan and explain what it covers, what it does not, and what you would pay, before you commit to treatment.
- After your visit, we file the claim with Horizon for you.
You can also sign in to your Horizon member account to see your annual maximum and how much of it you have used this year. If your plan runs on the calendar year, unused benefits usually reset on January 1.
What patients use their Horizon plan for at Ararat Dental
- Checkups, cleanings and digital X-rays
- Fillings, crowns, bridges and root canal treatment
- Emergency visits for toothache, broken teeth and swelling
- Children’s dentistry with Dr. Anahid Youssoufian, who holds a New Jersey pediatric dentistry specialty permit
- Dental implants and Invisalign® clear aligners, which plans cover only in part or not at all
Horizon dental insurance FAQ
Do you accept Horizon Blue Cross Blue Shield dental plans?
Yes. Call (201) 533-0005 with your Horizon member ID and we will check your specific plan before your visit.
My Horizon plan is medical. Do I have dental coverage?
Not always. Horizon dental coverage is often a separate policy with its own card, though some plans include it. Send us both cards and we will tell you what applies.
Is my Horizon plan a PPO or an HMO?
Your card usually says. HMO-style dental plans pay only at the office they assign you to, so if you have one, call us before booking and we will check whether our office is listed.
Does Horizon cover children's dental visits?
Most plans cover children’s preventive care such as exams, cleanings and fluoride, often at or near 100%. Dr. Youssoufian holds a New Jersey pediatric dentistry specialty permit and treats children at the same office as the rest of the family.
Check your plan before your visit
Ararat Dental · 3171 John F. Kennedy Blvd, Jersey City, NJ 07306 · (201) 533-0005. Open Monday, Tuesday, Thursday and Friday 11 am–7 pm and Saturday 11 am–4 pm. Free street parking.
Not a Horizon member? See the full list of plans we accept.
